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  • Helps Better Protect Children
  • 3 Bureau = Equifax®, Experian®, TransUnion®
  • Multi-bureau = Equifax®, TransUnion®
  • 1 Bureau = Equifax®
+ Some features are included in all ID Watchdogs Plans. See below for details.
What You Need to Know:
The credit scores provided are based on the VantageScore 3.0 model. For three-bureau VantageScore credit scores, data from Equifax®, Experian®, and TransUnion® are used respectively. Any one-bureau VantageScore uses Equifax data. Third parties use many different types of credit scores and are likely to use a different type of credit score to assess your creditworthiness.
 
  • Monitor & Detect
    • Credit Report Monitoring 2
    • Credit Score Tracker
    • Credit Report(s) & VantageScore Credit Score(s) 3
  • Manage & Alert
    • Credit Report Lock 4
    • Financial Accounts Monitoring
    • Equifax Child Credit Lock
    • Add Second Adult
    • Add Up to 4 Children
  • Support & Restore
    • Identity Theft Resolution Specialists
    • Identity Theft Insurance 5
    • 401K/HSA Stolen Funds Reimbursement 5
Plus with direct description
Learn more
What You Need to Know:
The credit scores provided are based on the VantageScore 3.0 model. For three-bureau VantageScore credit scores, data from Equifax®, Experian®, and TransUnion® are used respectively. Any one-bureau VantageScore uses Equifax data. Third parties use many different types of credit scores and are likely to use a different type of credit score to assess your creditworthiness.
 
  • Helps Better Protect Children
  • 1 Bureau = Equifax®
  • Monitor & Detect
    • Credit Report Monitoring 2
      1 Bureau
    • Credit Score Tracker
    • Credit Report(s) & VantageScore Credit Score(s) 3
  • Manage & Alert
    • Credit Report Lock 4
      1 Bureau
    • Financial Accounts Monitoring
    • Equifax Child Credit Lock
      Included in Family Plan
    • Add Second Adult
      Included in Family Plan
    • Add Up to 4 Children
      Included in Family Plan
  • Support & Restore
    • Identity Theft Resolution Specialists
    • Identity Theft Insurance 5
      Up to $1M
    • 401K/HSA Stolen Funds Reimbursement 5
What You Need to Know:
The credit scores provided are based on the VantageScore 3.0 model. For three-bureau VantageScore credit scores, data from Equifax®, Experian®, and TransUnion® are used respectively. Any one-bureau VantageScore uses Equifax data. Third parties use many different types of credit scores and are likely to use a different type of credit score to assess your creditworthiness.
 
  • Helps Better Protect Children
  • 3 Bureau = Equifax®, Experian®, TransUnion®
  • Multi-bureau = Equifax®, TransUnion®
  • 1 Bureau = Equifax®
  • Monitor & Detect
    • Credit Report Monitoring 2
      3 Bureau
    • Credit Score Tracker
      1 Bureau Daily
    • Credit Report(s) & VantageScore Credit Score(s) 3
      1 Bureau Daily & 3 Bureau Annually
  • Manage & Alert
    • Credit Report Lock 4
      Multi-Bureau
    • Financial Accounts Monitoring
    • Equifax Child Credit Lock
      Included in Family Plan
    • Add Second Adult
      Included in Family Plan
    • Add Up to 4 Children
      Included in Family Plan
  • Support & Restore
    • Identity Theft Resolution Specialists
    • Identity Theft Insurance 5
      Up to $1M
    • 401K/HSA Stolen Funds Reimbursement 5
      Up to $500k
Features Included in All ID Watchdog Plans
Monitor & Detect
  • Dark Web Monitoring 6
  • High-Risk Transactions Monitoring 7
  • Subprime Loan Monitoring 7
  • Public Records Monitoring
  • USPS Change of Address Monitoring
  • Identity Profile Report
Manage & Alert
  • Social Network Alerts
  • Registered Sex Offender Reporting
  • Customizable Alert Options
  • Mobile App
  • Breach Alert Emails
  • National Provider ID Alerts
Support & Restore
  • 24/7/365 US-Based Customer Care
  • Lost Wallet Vault & Assistance
  • Fraud Alert Assistance
  • Credit Freeze Assistance
  • Solicitation Reduction
  1. We will require you to provide your payment information when you sign up. We will immediately charge your card the price stated for the plan and billing option you have selected. We will then charge your card the price stated for each month or year you continue your plan. You may cancel your plan at any time. We do not provide partial month refunds; however, for annual plans we will issue a refund for any fully unused month(s).
  2. Monitoring from TransUnion® and Experian® will take several days to begin.

  3. Under certain circumstances, access to your Equifax Credit Report may not be available as certain consumer credit files maintained by Equifax contain credit histories, multiple trade accounts, and/or an extraordinary number of inquiries of a nature that prevents or delays the delivery of your Equifax Credit Report. If a remedy for the failure is not available, the product subscription will be cancelled and a full refund will be made.

  4. Locking your Equifax or TransUnion credit report will prevent access to it by certain third parties. Locking your Equifax or TransUnion credit report will not prevent access to your credit report at any other credit reporting agency. Entities that may still have access to your Equifax or TransUnion credit report include: companies like ID Watchdog and TransUnion Interactive, Inc. which provide you with access to your credit report or credit score, or monitor your credit report as part of a subscription or similar service; companies that provide you with a copy of your credit report or credit score, upon your request; federal, state, and local government agencies and courts in certain circumstances; companies using the information in connection with the underwriting of insurance, or for employment, tenant or background screening purposes; companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe; companies that authenticate a consumer’s identity for purposes other than granting credit, or for investigating or preventing actual or potential fraud; and companies that wish to make pre-approved offers of credit or insurance to you. To opt out of pre-approved offers, visit www.optoutprescreen.com.

  5. The Identity Theft Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits.

  6. Dark Web Monitoring scans thousands of internet sites where consumers’ personal information is suspected of being bought and sold, and is constantly adding new sites to those it searches. However, the internet addresses of these suspected internet trading sites are not published and frequently change, so there is no guarantee that ID Watchdog is able to locate and search every possible internet site where consumers’ personal information is at risk of being traded.

  7. The monitored network does not cover all businesses or transactions.