ID Watchdog® Select

Help safeguard your identity with essential identity theft protection features.

  • Stay alert with Equifax® credit report monitoring
  • Uncover potential fraud with identity monitoring across billions of data points
  • Receive fully managed resolution support in the event of identity theft
  • And so much more, see a full list of features below
Individual
$ 14 95 month
Cancel at any time; no partial month refunds.1
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Product Includes:
  • Stay alert with Equifax® credit report monitoring
  • Uncover potential fraud with identity monitoring across billions of data points
  • Receive fully managed resolution support in the event of identity theft
  • And so much more, see a full list of features below
More for Families. Our family plan helps you better protect your loved ones of all ages. Add a second adult and up to 4 children. View Details
Greater Peace of Mind Starts Here.
ID Watchdog Select features include:
  • Helps Better Protect Children Helps Better Protect Children
What You Need to Know:

The credit scores provided are based on the VantageScore® 3.0 model. Any one-bureau VantageScore uses Equifax data. Third parties use many different types of credit scores and are likely to use a different type of credit score to assess your creditworthiness.

Equifax Blocked Inquiry Alerts
When your Equifax credit report is locked or frozen, we'll alert you if an attempt to access it is blocked. If you recognize the activity and want to allow the inquiry, you'll need to remove the lock or freeze. If you do not recognize the activity, the alert could signal potential fraud.
Registered Sex Offender Reporting Helps Better Protect Children
Searches for sex offenders in your area, and alerts you when offenders move into or out of the neighborhood. Reports include map, offender photo, and offense details. Run up to 10 reports on any address each month.
Customizable Alert Options
Set your preferences, and receive alerts via email, text message, phone call, or mobile app push notification. Family plan members can opt to share their alerts with other adult family members.
  • Helps Better Protect Children Helps Better Protect Children
What You Need to Know:

The credit scores provided are based on the VantageScore® 3.0 model. Any one-bureau VantageScore uses Equifax data. Third parties use many different types of credit scores and are likely to use a different type of credit score to assess your creditworthiness.

Credit Report Monitoring | 1 Bureau
Monitors your credit report from one credit bureau (Equifax®) and provides alerts of activity, which if unexpected, could be a sign of potential fraud.
Subprime Loan Monitoring 2 Helps Better Protect Children
Monitors your identity and sends an alert if we detect new specialty finance activity in the monitored network using your identity including payday, subprime, high-cost installment, rent-to-own, and other loans outside of the traditional banking system.
Dark Web Monitoring 3 Helps Better Protect Children
Scans websites, chat rooms, and other forums known for trafficking stolen personal and financial information for compromised credentials including Social Security numbers and email addresses. Enter additional credentials such as credit cards, bank accounts, and driver’s license to be included in the scanning.
High-Risk Transactions Monitoring 2 Helps Better Protect Children
Helps you better protect against account take overs and fraudulent new accounts opened in your name by alerting you, if we detect in the monitored network, a high-risk validation performed by a financial institution using your identity. These validations are required for new account openings, adding or changing an account holder, and other high-risk activity such as wire transfers and large withdrawals.
1-Bureau Credit Report & VantageScore Credit Score | Monthly
Update your VantageScore® 3.0 credit score based on Equifax® data monthly. By following this credit score, you can gain insight into how it changes over time. Refresh your Equifax 1-Bureau credit report monthly.
Credit Score Tracker | 1 Bureau
Stay up-to-date on your VantageScore® 3.0 credit score based on Equifax data with monthly tracking. See how it is trending over time.
Equifax Child Credit Monitoring Helps Better Protect Children
Scans the Equifax credit database for a child’s Social Security number and alerts you if a credit file potentially exists or is created under your child’s identity. Typically, a child should not have a credit report; if they do, it could be a sign of identity theft.
Data Breach Notifications
Alerts you if your personal information has been associated with a reported data breach or was detected through our dark web scans.
Public Records Monitoring Helps Better Protect Children
Scours billions of public records and other databases including licenses and certifications to search for new names or addresses associated with your identity which, if unexpected, could be a sign of potential identity theft.
Identity Profile Report
Provides up to a 30-year look back of verified and unverified records associated with your identity to establish your baseline identity profile for future monitoring.
USPS Change of Address Monitoring Helps Better Protect Children
Monitors the United States Postal Service (USPS) National Change of Address database for addresses associated with your name and detects the rerouting of your mail to a new address in case it was done without your knowledge.
  • Helps Better Protect Children Helps Better Protect Children
What You Need to Know:

The credit scores provided are based on the VantageScore® 3.0 model. Any one-bureau VantageScore uses Equifax data. Third parties use many different types of credit scores and are likely to use a different type of credit score to assess your creditworthiness.

Fully Managed Identity Resolution Helps Better Protect Children
Assigns one of our certified, in-house resolution specialists to your identity theft case. We go beyond resolution assistance—your case is fully managed until it is resolved.
Up to $1MM Identity Theft Insurance 4 Helps Better Protect Children
Provides up to $1 million of reimbursement for certain out-of-pocket costs related to the recovery of your identity. The insurance includes stolen funds reimbursement for certain unrecoverable, fraudulent electronic transfers from checking, savings, and money market accounts.   
Online Resolution Tracker
View the status of your open identity theft case and keep track of the communication with your assigned certified resolution specialist through your online dashboard.
Lost Wallet Vault & Assistance
Assists you with cancelling and replacing the wallet contents added to Dark Web Monitoring (e.g., credit and debit cards and government-issued identification) in the event of a lost or stolen wallet.
Credit Freeze Assistance
If you have been a victim of identity theft, our Resolution Team can work with you to freeze your credit reports at each of the three nationwide credit bureaus.
Mobile App
Keep a pulse on your personal and financial information by accessing key plan features right from your iOS or Android phone. Your phone travels with you, so you won’t have to worry about missing an alert when you’re on the go. And, contact our 24/7/365 Customer Care Center via phone or email with one touch.
24/7/365 In-House Customer Care
Reach a U.S.-based Customer Care Advocate whenever you need help at 800.970.5182. Our center has English and Spanish-speaking representatives on staff and supports over 100 additional languages. All of our advocates are certified in internet and social media safety and participate in ongoing industry training.
  1. We will require you to provide your payment information when you sign up. We will immediately charge your card the price stated for the plan and billing option you have selected. We will then charge your card the price stated for each month or year you continue your plan. You may cancel your plan at any time. We do not provide partial month refunds; however, for annual plans we will issue a refund for any fully unused month(s).
  2. The monitored network does not cover all businesses or transactions.

  3. Dark Web Monitoring scans thousands of internet sites where consumers’ personal information is suspected of being bought and sold, and is constantly adding new sites to those it searches. However, the internet addresses of these suspected internet trading sites are not published and frequently change, so there is no guarantee that ID Watchdog is able to locate and search every possible internet site where consumers’ personal information is at risk of being traded.

  4. The Identity Theft Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits.