Is ID Watchdog offered through your employer?

Check your benefits package for employee pricing and plan options. Already have an activation code?  Click here.

Choose your plan For award-winning identity monitoring and resolution, check out our Select plan. For greater protection, choose Premium for additional CONTROL & MANAGE features to help better protect against new accounts opening in your name.
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More for Families.
Our family plan helps you better protect your loved ones of all ages. Add a second adult and up to 4 children. View Details
  • Helps Better Protect Children
  • 3 Bureau = Equifax®, Experian®, TransUnion®
  • 1 Bureau = Equifax®
+ Some features are included in all ID Watchdogs Plans. See below for details.
What You Need to Know:
The credit scores provided are based on the VantageScore 3.0 model. For three-bureau VantageScore credit scores, data from Equifax®, Experian®, and TransUnion® are used respectively. Any one-bureau VantageScore uses Equifax data. Third parties use many different types of credit scores and are likely to use a different type of credit score to assess your creditworthiness.
 
  • Control & Manage
    • Credit Report Lock 2
    • Subprime Loan Block 3
      Helps Better Protect Children

      within the monitored lending network

    • 3-Bureau PreCheck 4

      With a fraud alert, potential lenders are encouraged to take extra steps to verify your identity before extending credit.

    • Child Credit Lock
      Helps Better Protect Children
    • Financial Accounts Monitoring
    • Social Accounts Monitoring
      Helps Better Protect Children
    • Digital Privacy Scans & Removal
    • Device Security & Online Privacy
    • Personal VPN & Threat Protection
      Helps Better Protect Children
    • Password Manager
  • Monitor & Detect
    • Credit Report Monitoring 5
    • Subprime Loan Monitoring 3
      Helps Better Protect Children
    • 1-Bureau Credit Report & VantageScore Credit Score 6
    • 3-Bureau Credit Reports & VantageScore Credit Scores
    • Credit Score Tracker
    • Child Credit Monitoring
      Helps Better Protect Children
    • AI-Powered Phishing & Malware Alerts
    • High-Risk Transactions Monitoring 3
      Helps Better Protect Children
    • Dark Web Monitoring 7
      Helps Better Protect Children
  • Support & Restore
    • Personalized Identity Restoration including Pre-Existing Conditions
      Helps Better Protect Children
    • Insurance - $2,000,000 Policy with HSA 8
      Helps Better Protect Children
    • Insurance - $1,000,000 Policy without HSA 8
      Helps Better Protect Children
    • 401k/HSA Stolen Funds Reimbursement 8
ID Watchdog Direct Plan (Low Option)
Learn more
What You Need to Know:
The credit scores provided are based on the VantageScore 3.0 model. For three-bureau VantageScore credit scores, data from Equifax®, Experian®, and TransUnion® are used respectively. Any one-bureau VantageScore uses Equifax data. Third parties use many different types of credit scores and are likely to use a different type of credit score to assess your creditworthiness.
 
  • Helps Better Protect Children
  • Control & Manage
    • Credit Report Lock2
    • Helps Better Protect Children
      Subprime Loan Block3
    • 3-Bureau PreCheck4
    • Helps Better Protect Children
      Child Credit Lock
    • Financial Accounts Monitoring
    • Helps Better Protect Children
      Social Accounts Monitoring
    • Digital Privacy Scans & Removal
    • Device Security & Online Privacy
    • Helps Better Protect Children
      Personal VPN & Threat Protection
    • Password Manager
  • Monitor & Detect
    • Credit Report Monitoring5
      1 Bureau
    • Helps Better Protect Children
      Subprime Loan Monitoring3
    • 1-Bureau Credit Report & VantageScore Credit Score6
      Monthly
    • 3-Bureau Credit Reports & VantageScore Credit Scores
    • Credit Score Tracker
      1 Bureau
    • Helps Better Protect Children
      Child Credit Monitoring
      Included in Family Plan
    • AI-Powered Phishing & Malware Alerts
    • Helps Better Protect Children
      High-Risk Transactions Monitoring3
    • Helps Better Protect Children
      Dark Web Monitoring7
  • Support & Restore
    • Helps Better Protect Children
      Personalized Identity Restoration including Pre-Existing Conditions
    • Helps Better Protect Children
      Insurance - $2,000,000 Policy with HSA8
    • Helps Better Protect Children
      Insurance - $1,000,000 Policy without HSA8
      Up to $1MM
    • 401k/HSA Stolen Funds Reimbursement8
ID Watchdog Direct Plan (High Option)
Learn more
What You Need to Know:
The credit scores provided are based on the VantageScore 3.0 model. For three-bureau VantageScore credit scores, data from Equifax®, Experian®, and TransUnion® are used respectively. Any one-bureau VantageScore uses Equifax data. Third parties use many different types of credit scores and are likely to use a different type of credit score to assess your creditworthiness.
 
  • Helps Better Protect Children
  • 3 Bureau = Equifax®, Experian®, TransUnion®
  • 1 Bureau = Equifax®
  • Control & Manage
    • Credit Report Lock2
      1 Bureau
    • Helps Better Protect Children
      Subprime Loan Block3
    • 3-Bureau PreCheck4
    • Helps Better Protect Children
      Child Credit Lock
      Included in Family Plan
    • Financial Accounts Monitoring
    • Helps Better Protect Children
      Social Accounts Monitoring
    • Digital Privacy Scans & Removal
    • Device Security & Online Privacy
    • Helps Better Protect Children
      Personal VPN & Threat Protection
    • Password Manager
  • Monitor & Detect
    • Credit Report Monitoring5
      3 Bureau
    • Helps Better Protect Children
      Subprime Loan Monitoring3
    • 1-Bureau Credit Report & VantageScore Credit Score6
      Daily
    • 3-Bureau Credit Reports & VantageScore Credit Scores
      Yearly
    • Credit Score Tracker
      1 Bureau
    • Helps Better Protect Children
      Child Credit Monitoring
      Included in Family Plan
    • AI-Powered Phishing & Malware Alerts
    • Helps Better Protect Children
      High-Risk Transactions Monitoring3
    • Helps Better Protect Children
      Dark Web Monitoring7
  • Support & Restore
    • Helps Better Protect Children
      Personalized Identity Restoration including Pre-Existing Conditions
    • Helps Better Protect Children
      Insurance - $2,000,000 Policy with HSA8
      Up to $1MM
    • Helps Better Protect Children
      Insurance - $1,000,000 Policy without HSA8
    • 401k/HSA Stolen Funds Reimbursement8
      Up to $1MM
Features Included in All ID Watchdog Plans
Control & Manage
  • National Provider ID Alerts
  • Equifax Blocked Inquiry Alerts
  • Helps Better Protect Children
    Registered Sex Offender Reporting
  • Customizable Alert Options
Monitor & Detect
  • Telecom & Utility Alerts
  • Data Breach Notifications
  • Helps Better Protect Children
    Public Records Monitoring
  • Helps Better Protect Children
    USPS Change of Address Monitoring
Support & Restore
  • Online Resolution Tracker
  • Credit Freeze Assistance
  • Mobile App
  • 24/7/365 Customer Care Center
  1. We will require you to provide your payment information when you sign up. We will immediately charge your card the price stated for the plan and billing option you have selected. We will then charge your card the price stated for each month or year you continue your plan. You may cancel your plan at any time. We do not provide partial month refunds; however, for annual plans we will issue a refund for any fully unused month(s).
  2. Locking your Equifax credit report will prevent access to it by certain third parties. Locking your Equifax credit report will not prevent access to your credit report at any other credit reporting agency. Entities that may still have access to your Equifax credit report include: companies like ID Watchdog, which provide you with access to your credit report or credit score, or monitor your credit report as part of a subscription or similar service; companies that provide you with a copy of your credit report or credit score, upon your request; federal, state, and local government agencies and courts in certain circumstances; companies using the information in connection with the underwriting of insurance, or for employment, tenant or background screening purposes; companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe; companies that authenticate a consumer’s identity for purposes other than granting credit, or for investigating or preventing actual or potential fraud; and companies that wish to make pre-approved offers of credit or insurance to you. To opt out of pre-approved offers, visit www.optoutprescreen.com.

  3. The monitored network does not cover all businesses or transactions.

  4. The 3-Bureau PreCheck feature is made available to consumers by Equifax Information Services LLC and fulfilled on its behalf by Identity Rehab Corporation.

  5. Monitoring from TransUnion® and Experian® will take several days to begin.

  6. Under certain circumstances, access to your Equifax Credit Report may not be available as certain consumer credit files maintained by Equifax contain credit histories, multiple trade accounts, and/or an extraordinary number of inquiries of a nature that prevents or delays the delivery of your Equifax Credit Report. If a remedy for the failure is not available, the product subscription will be cancelled and a full refund will be made.

  7. Dark Web Monitoring scans thousands of internet sites where consumers’ personal information is suspected of being bought and sold, and is constantly adding new sites to those it searches. However, the internet addresses of these suspected internet trading sites are not published and frequently change, so there is no guarantee that ID Watchdog is able to locate and search every possible internet site where consumers’ personal information is at risk of being traded.

  8. The Identity Theft Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits.