Our family plan helps you better protect your loved ones, with each adult getting their own, personalized account. And, we offer more features that help protect minors than any other provider.
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Child Credit Lock
Activate a Child Credit Lock for your minor child to help better protect against credit fraud in your child’s name by creating an Equifax credit report for your child, then locking it to prevent access to it by potential lenders and creditors.
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Child Credit Monitoring
Scans the Equifax credit database for a child’s Social Security number and alerts you if a credit file potentially exists or is created under your child’s identity. Available in select plans.
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Social Account Monitoring
Notifies you of potential cyberbullying or reputation-damaging information directed at you or your family on social media (Facebook, LinkedIn, Twitter, Instagram, and YouTube).
In today's digital world, your identity is more vulnerable than ever. The ID Watchdog mobile app from Equifax gives you the power to help you better safeguard your family's personal information — with key features that help you when you are on the go:
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Get faster access to alerts
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Control who can access your credit report—and your children’s
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Check your credit score anytime
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Add and manage data included in our AI-powered scans
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Access device protection, personal VPN, and other security tools included with your plan
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Learn steps you can take if you become a victim of identity
theft or fraud -
Connect to 24/7 U.S. based support with one click
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Javelin Strategy & Research, 2025 Identity Fraud Study.
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ITRC 2025 Consumer Impact Report, October 2025.
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2026 U.S. Identity Protection Services Market Report.
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There is no guarantee that ID Watchdog is able to locate and scan all deep and dark websites where consumers' personal information is at risk of being traded.
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Cyber Crime Coverage is currently available to all customers residing in the United States, including U.S. territories and the District of Columbia, with the exception of residents of New York.
ID Watchdog is not a licensed insurance producer. Benefits under the Master Policy are issued and covered by HSB Specialty Insurance Company. Review the Summary of Benefits for further details and explanation. idwatchdog.com/terms/cybercrimecoverage.
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The Identity Theft Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company.
Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits idwatchdog.com/terms/insurance.
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Coverage and benefits vary by plan