Our family plan helps you better protect your loved ones, with each adult getting their own, personalized account. And, we offer more features that help protect minors than any other provider.
Child Credit Lock
Activate a Child Credit Lock for your minor child to help better protect against credit fraud in your child’s name by creating an Equifax credit report for your child, then locking it to prevent access to it by potential lenders and creditors.
Child Credit Monitoring
Scans the Equifax credit database for a child’s Social Security number and alerts you if a credit file potentially exists or is created under your child’s identity. Available in select plans.
Social Account Monitoring
Notifies you of potential cyberbullying or reputation-damaging information directed at you or your family on social media (Facebook, LinkedIn, Twitter, Instagram, and YouTube).
With the ID Watchdog Mobile App, keeping a pulse on your personal information and financial information has never been easier.
Receive alerts, drill into details immediately, and flag alerts for follow-up.
Add wallet contents for Dark Web Monitoring2 and quick access in the event of a lost or stolen wallet.
Activate an Equifax Child Credit Lock to help you better protect against credit fraud in your child’s name.
Contact Customer Care with one-touch calling.
Depending on your plan, lock or unlock access to your Equifax® and/or TransUnion® credit reports, with certain exceptions.5
Monitoring from TransUnion® and Experian® will take several days to begin.
Dark Web Monitoring scans thousands of internet sites where consumers’ personal information is suspected of being bought and sold, and is constantly adding new sites to those it searches. However, the internet addresses of these suspected internet trading sites are not published and frequently change, so there is no guarantee that ID Watchdog is able to locate and search every possible internet site where consumers’ personal information is at risk of being traded.
The monitored network does not cover all businesses or transactions.
The Identity Theft Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits.
Locking your Equifax credit report will prevent access to it by certain third parties. Locking your Equifax credit report will not prevent access to your credit report at any other credit reporting agency. Entities that may still have access to your Equifax credit report include: companies like ID Watchdog, which provide you with access to your credit report or credit score, or monitor your credit report as part of a subscription or similar service; companies that provide you with a copy of your credit report or credit score, upon your request; federal, state, and local government agencies and courts in certain circumstances; companies using the information in connection with the underwriting of insurance, or for employment, tenant or background screening purposes; companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe; companies that authenticate a consumer’s identity for purposes other than granting credit, or for investigating or preventing actual or potential fraud; and companies that wish to make pre-approved offers of credit or insurance to you. To opt out of pre-approved offers, visit www.optoutprescreen.com.