ID Watchdog monitors for signs of potential fraud across billions of data points.
Monitors your credit report from one or all three nationwide credit bureaus (Equifax®, TransUnion®, Experian®) depending on your plan and provides alerts of activity, which if unexpected, could be a sign of potential fraud.
Scans websites, chat rooms, and other forums known for trafficking stolen personal and financial information for compromised credentials including Social Security numbers and email addresses. Enter additional credentials such as credit cards, bank accounts, and driver’s license to be included in the scanning.
Helps you better protect against account take overs and fraudulent new accounts opened in your name by alerting you, if we detect in the monitored network, a high-risk validation performed by a financial institution using your identity. These validations are required for new account openings, adding or changing an account holder, and other high-risk activity such as wire transfers and large withdrawals.
Monitors your identity and sends an alert if we detect new specialty finance activity in the monitored network using your identity including payday, subprime, high-cost installment, rent-to-own, and other loans outside of the traditional banking system.
Scours billions of public records and other databases including licenses and certifications to search for new names or addresses associated with your identity which, if unexpected, could be a sign of potential identity theft.
Monitors the United States Postal Service (USPS) National Change of Address database for addresses associated with your name and detects the rerouting of your mail to a new address in case it was done without your knowledge.
You Don't Have to Face Identity Theft Alone
  1. Javelin Strategy & Research, 2025 Identity Fraud Study.

  2. ITRC 2025 Consumer Impact Report, October 2025.

  3. 2026 U.S. Identity Protection Services Market Report.

  4. There is no guarantee that ID Watchdog is able to locate and scan all deep and dark websites where consumers' personal information is at risk of being traded.

  5. The Identity Theft Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company.

    Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits idwatchdog.com/terms/insurance.

     

  6. Coverage and benefits vary by plan.

  7. Cyber Crime Coverage is currently available to all customers residing in the United States, including U.S. territories and the District of Columbia, with the exception of residents of New York.

     ID Watchdog is not a licensed insurance producer. Benefits under the Master Policy are issued and covered by HSB Specialty Insurance Company. Review the Summary of Benefits for further details and explanation. idwatchdog.com/terms/cybercrimecoverage.