No one is immune to
identity theft

Help better protect the identities of you and your family with ID Watchdog.

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Is ID Watchdog offered through your employer?

To see the plans & pricing offered through your benefits program, please use the enrollment link provided by your employer.

To learn more about ID Watchdog
ID Watchdog monitors for signs of potential fraud across billions of data points.
Monitors your credit report from one or all three nationwide credit bureaus (Equifax®, TransUnion®, Experian®) depending on your plan and provides alerts of activity, which if unexpected, could be a sign of potential fraud.
Scans websites, chat rooms, and other forums known for trafficking stolen personal and financial information for compromised credentials including Social Security numbers and email addresses. Enter additional credentials such as credit cards, bank accounts, and driver’s license to be included in the scanning.
Helps you better protect against account take overs and fraudulent new accounts opened in your name by alerting you, if we detect in the monitored network, a high-risk validation performed by a financial institution using your identity. These validations are required for new account openings, adding or changing an account holder, and other high-risk activity such as wire transfers and large withdrawals.
Monitors your identity and sends an alert if we detect new specialty finance activity in the monitored network using your identity including payday, subprime, high-cost installment, rent-to-own, and other loans outside of the traditional banking system.
Scours billions of public records and other databases including licenses and certifications to search for new names or addresses associated with your identity which, if unexpected, could be a sign of potential identity theft.
Monitors the United States Postal Service (USPS) National Change of Address database for addresses associated with your name and detects the rerouting of your mail to a new address in case it was done without your knowledge.
More for Families

Our family plan helps you better protect your loved ones, with each adult getting their own, personalized account. And, we offer more features that help protect minors than any other provider.

  • Child Credit Lock

    Activate a Child Credit Lock for your minor child to help better protect against credit fraud in your child’s name by creating an Equifax credit report for your child, then locking it to prevent access to it by potential lenders and creditors. 

  • Child Credit Monitoring

    Scans the Equifax credit database for a child’s Social Security number and alerts you if a credit file potentially exists or is created under your child’s identity. Available in select plans.

  • Social Account Monitoring

    Notifies you of potential cyberbullying or reputation-damaging information directed at you or your family on social media (Facebook, LinkedIn, Twitter, Instagram, and YouTube).

See all features for children
More Convenience, More Control

With the ID Watchdog Mobile App, keeping a pulse on your personal information and financial information has never been easier.

  • Receive alerts, drill into details immediately, and flag alerts for follow-up.  

  • Add wallet contents for Dark Web Monitoring2 and quick access in the event of a lost or stolen wallet.

  • Activate an Equifax Child Credit Lock to help you better protect against credit fraud in your child’s name.

  • Contact Customer Care with one-touch calling.

  • Depending on your plan, lock or unlock access to your Equifax® and/or TransUnion® credit reports, with certain exceptions.5

  1. Monitoring from TransUnion® and Experian® will take several days to begin.

  2. Dark Web Monitoring scans thousands of internet sites where consumers’ personal information is suspected of being bought and sold, and is constantly adding new sites to those it searches. However, the internet addresses of these suspected internet trading sites are not published and frequently change, so there is no guarantee that ID Watchdog is able to locate and search every possible internet site where consumers’ personal information is at risk of being traded.

  3. The monitored network does not cover all businesses or transactions.

  4. The Identity Theft Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits.

  5. Locking your Equifax credit report will prevent access to it by certain third parties. Locking your Equifax credit report will not prevent access to your credit report at any other credit reporting agency. Entities that may still have access to your Equifax credit report include: companies like ID Watchdog, which provide you with access to your credit report or credit score, or monitor your credit report as part of a subscription or similar service; companies that provide you with a copy of your credit report or credit score, upon your request; federal, state, and local government agencies and courts in certain circumstances; companies using the information in connection with the underwriting of insurance, or for employment, tenant or background screening purposes; companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe; companies that authenticate a consumer’s identity for purposes other than granting credit, or for investigating or preventing actual or potential fraud; and companies that wish to make pre-approved offers of credit or insurance to you. To opt out of pre-approved offers, visit